Registered Retirement Savings Plans (RRSP) Rates

RRSP Rates effective April 16th, 2019:    

1 Year 2.45%**
2 Years 2.50%**
3 Years 2.55%**
4 Years 2.55%*
5 Years 2.75%*

Please note that minimum investments amounts vary: 

*       Current minimum is  $  25,000.00

**       Current minimum is $  50,000.00


Registered Retirement Savings Plans (RRSPs) are designed to help people save for retirement and defer paying taxes on contributions and earnings in the plan until they are withdrawn.

All RRSP’s must be collapsed into Registered Retirement Income Funds (RRIFs) at the age of 71.