Registered Retirement Income Funds (RRIF) Rates

RRIF Rates effective January 18, 2019:  : 

Term OUR RATES
1 Year  2.70%**
2 Years   3.05%**
3 Years 3.20%*
4 Years 3.25%*
5 Years   3.30%**


Please note that minimum investments amounts vary

* (Current Minimum is $10,000.00)

** (Current Minimum is $50,000.00)



Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.