Registered Retirement Income Funds (RRIF) Rates

RRIF Rates available to Ontario Residents effective April 11th, 2025: 

Term OUR RATES
1 Year  3.27% *
2 Years

 

3.31% *

3 Years 3.36% *
4 Years 3.40% *
5 Years 3.57% *


Please note that minimum investments amounts vary

* Current Minimum is $10,000.00

** Current Minimum is $50,000.00

 

 

 

 

 

 

 



Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.