Registered Retirement Income Funds (RRIF) Rates

RRIF Rates effective November 14, 2018:  

Term OUR RATES
1 Year 2.80%**
2 Years 3.14%*
3 Years 3.26%*
4 Years 3.29%*
5 Years 3.48%*


Please note that minimum investments amounts vary

* (Current Minimum is $10,000.00)

** (Current Minimum is $50,000.00)



Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.