Registered Retirement Income Funds (RRIF) Rates

RRIF Rates effective August 30, 2018:  

Term OUR RATES
1 Year 2.28%*
2 Years 2.80%*
3 Years 2.90%*
4 Years 3.00%*
5 Years 3.25%*


Please note that minimum investments amounts vary

** (Current Minimum is $25,000.00)

* (Current Minimum is $50,000.00)

Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.