Registered Retirement Income Funds (RRIF) Rates

RRIF Rates available to Ontario Residents effective July 18th, 2024: 

Term OUR RATES
1 Year  4.97% *
2 Years  4.71% *
3 Years 4.51% *
4 Years 4.42% *
5 Years 4.41% *


Please note that minimum investments amounts vary

* Current Minimum is $10,000.00

** Current Minimum is $50,000.00

 

 

 

 

 

 



Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.