Registered Retirement Income Funds (RRIF) Rates

RRIF Rates effective July 5th, 2018:  

Term OUR RATES
1 Year 2.40%**
2 Years 2.85%*
3 Years 2.95%*
4 Years 3.10%*
5 Years 3.30%*


*Please note that minimum investments amounts vary** (Current Minimum is $50,000.00)

Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.