Registered Retirement Income Funds (RRIF) Rates

RRIF Rates effective April 24th, 2018:  

Term OUR RATES
1 Year 2.50%*
2 Years 2.85%*
3 Years 2.93%
4 Years 2.98%
5 Years 3.18%


**Please note that minimum investments amounts vary** (Current Minimum for the 1 & 2 year rates is $50,000.00)

Registered Retirement Income Funds (RRIFs) are tax-sheltered plans for registered savings that provide regular income payments.

At age 71 Revenue Canada obligates all Canadian residents with RRSP’s to transfer these funds to a RRIF.